In case you were not already aware of the “totting up” driving ban rules, 12 points on a UK driver’s licence usually means you will be banned from driving for a minimum period of 6 months. That is unless you persuade the court that such a driving ban would cause you or others “exceptional hardship.”
As if that wasn’t enough bad news, the research we did for our unique money saving calculator suggests your insurance premiums could increase by over 200% if banned for accumulating points. We hate to be the voice of doom and gloom, but if you do receive that dreaded “totting up” ban, you may not even be able to secure an insurance policy once the ban is over. Don’t take our word for it though, check out this 2011 forum post on the moneysupertmarket site all about insurance problems after a TT99 ban.
Even though the rules state that a driver should be off the road for 6 months, many of our clients who have faced totting up bans have been allowed to continue to drive with well in excess of 12 points on their licence. In fact, we have been involved in some very unusual cases where we have achieved results on the verge of being miraculous! Check out the case of Yanni Tsamplakos, who contacted us in 2011 desperate for totting up advice. We managed to reinstate his driving licence after he was banned in the Magistrates’ Court and then within days we successfully argued exceptional hardship for him for a second time. Most solicitors would shy away from a case as complex as this. In fact, according to our client, eight solicitors turned him away before he got in touch with us! If you think all hope is lost, this is exactly the kind of case our team loves to win. Don’t take our word for it though, you can contact Yanni directly through our unique interactive testimonial scheme if you click on the page with his story.